Emily Wadhwani

Senior Director and Sector Lead, USPF Higher Education, Fitch Ratings


Emily Wadhwani is a senior director in Fitch Ratings’ public finance sector, serving as analytical lead for the nonprofit higher education group. She is responsible for identifying and communicating key credit commentary for the higher education sector, leading a team of higher education and nonprofit credit analysts, developing criteria and rating methodology, speaking at industry events, and managing a portfolio of rated credits. She joined Fitch in 2009 as an associate director in the nonprofit healthcare group.

Prior to Fitch, Emily worked in the healthcare industry for over a decade in various roles, including as a hospitals and health systems strategic master planning consultant, in quality and performance improvement analytics at the University of Iowa Hospital and Clinics, in hospital billing as an account receivables manager, and as a hospital-based physician practice manager.

Emily earned a BS in Health Administration and Policy from Creighton University, and a master’s in Healthcare Administration and master’s in Business Administration from the University of Iowa. She is board certified in healthcare management and is a Fellow of the American College of Healthcare Executives. She is also an active member of Women in Public Finance, the National Federation of Municipal Analysts, and the Healthcare Financial Management Association.